Friday, 27 July 2012

10 ways not to be poor

I liked this article so much that upon reading this in the Toronto Sun newspaper today, I tore the page and brought it home for this blog. This is much more of a Filipino trait because we are really poor, but when you think of all the OFWs around the world and the money they send to their families, it's about time that they have moved on or progressed. Basta lahat ng Ito Ay para sa mga kababayan ko, please share to my fellow Filipinos working abroad and their families.

This is from Jerry Agar of the Toronto Sun:

The perpetually poor are not blameless. Anyone can find themselves in unplanned and unforeseen unfortunate circumstances. Most people by their own effort or with the help of others, overcome adversity. Some people, however, are perpetually poor. Why? Because they don't do the things required of them to move up and out. there are 2 parts to this , the first are the Seven Habits of highly UNSUCCESSFUL people:

1. Mismanaging the money they have. Some low-income people find a way to save for the future, but they do so by foregoing $300 Nike shoes or a 30k pesos cellphone.

2. Believing in the quick fix. The lottery is not the ticket to the future and it would be helpful if the government didn't advertise as much. sabihin pa para sa Philippine Charity.

3. Believing life itself is a lottery. Life isn't fair, but the accident of our birth, regardless of circumstances, is no guaranteed predictor of success or failure. Successful people weather the storms, while unsuccessful people see themselves as victims with no options.

4. Inability to manage emotions. Totoong totoo Ito sa Pilipino, masyadong EMO, di tuloy naka move up. Unsuccessful people get stuck in feelings of hopelessness, frustration and anger, letting those emotions rule them.

5. Picking the role model. Pinoy na Pinoy din Ito...grabe- sa artista sa politico, sa mga maraming asawa at mga mandaraya. Kung Sino Yung mga popular pero questionable ang character, yun ang idol nila, di ba tama? They let the unsuccessful people school them on the ways of life, rather than seeking out people who have overcome the same challenges they face.

6. Setting low goals. The problem is that once a low goal is achieved, the person feels that is all he or she can do. Pwede na ang pwede. setting unrealistic goals is also harmful, but goals should always be a bit higher than what has already been accomplished.

7. Believing in wishing and hoping. Pop culture self help programs encourage people to wish hard for success and claim it will simply happen. That is dangerous because it is appealing, something for nothing. It's like praying for success while forgetting God helps those who help themselves.

Everyone has a moral responsibility to provide for themselves as much as possible. The bible says- 2 Thessalonians 3:11-12 "We hear that some among you are idle. They are not busy; they are busybodies. Such people we command and urge in the Lord Jesus Christ to settle down and earn the bread they eat."

Here are the remaining pointers to avoiding poverty: Mga kababayan ko, Kung Hindi na natin kayang Gawin ang mga Ito, para na Lang sa mga anak natin.

8. Stay in school to at least to obtain a high school graduation.

9. Do not have children until you are able to financially care for them. To do otherwise is a form of child abuse. Anyone can fall on hard times, but if properly prepared before having children a person will recover for their own and their children's benefit.

10. Stay off illegal drugs and alcohol. It will not solve your problems, but are causing them.

Poverty is no excuse for crime, but violent crime tends to emanate from impoverished neighborhoods.

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